Whether you're seeking debt relief or want to grow your family through adoption, you need an attorney on your side. Residents in Columbus, GA turn to Arey & Cross, P.C. for legal services. We can assist you with legal matters involving bankruptcy, estate planning, criminal appeals, civil appeals or family law. No matter what complex legal issue you're facing, you can rely on us for help and advice.
Don't wait to get the legal services you need. Call 706-596-6745 now to speak with a general practice attorney.
When you need a general practice attorney, turn to Arey & Cross, P.C. We've helped countless clients just like you navigate the legal system. Here are a few reasons why you should trust us:
Chapter 7 Bankruptcy is a form of bankruptcy for people with very limited income. To qualify for Chapter 7 bankruptcy, you have to pass a means test that shows your income falls below a number set by your state. If you file for Chapter 7 bankruptcy, you'll be able to wipe out unsecured debts (like credit cards, payday loans, and medical bills). While almost all assets in a typical household are exempt, it requires turning in non-exempt property to pay unsecured creditors. In return, Chapter 7 discharge will be received if the filing fee is paid and the orders of the court are obeyed. Arey & Cross, P.C. is experienced in navigating clients through the process of filing for bankruptcy. Contact us today to learn more about how our bankruptcy attorney can assist with the filing process.
Chapter 13 bankruptcy restructures your debt (and may eliminate a portion of it) so you can make more manageable payments. With Chapter 13 bankruptcy, you don't liquidate or lose any of your assets because you are making regular payments to keep them. Chapter 13 usually works best for people with steady incomes who can manage making regular payments. And if your income is too high to qualify for Chapter 7 bankruptcy, Chapter 13 bankruptcy is your only option. When you fall behind on payments, filing a Chapter 13 bankruptcy allows you to freeze debt collection and catch up with payments over a period ranging from three to five years. The terms of your plan will depend on your income and your debts. Arey & Cross, P.C. specializes in working with clients step-by-step through the process of filing for bankruptcy. Contact us today to learn how our bankruptcy attorney can help make filing for bankruptcy as stress-free as possible. Learn how to file for bankruptcy by giving us a call.